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Personally I could care less about ownership of games, let alone needing them to be physical. 99% of games I beat once and never play again, and the 1% I do, I don't care if I have to subscribe to access them as I'm already subscribed playing all the *new* games anyway.

If Nintendo ever released a GP like subscription model, between that and GP I'd maybe never buy another video game again and be happy with that.