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For me it goes like this.

I like Nintendo's basic service first. As a person that buys a lot of games day 1, all I really need is a cheap online plan that allows me to have cloud saves. With the basic family plan, the value is quite good if you have 7 other people that will also pay. Personally I would prefer no paid service like Steam but it is what it is.

Next I like Xbox Gamepass. It's insane value on PC and it has quite a lot of games that I wouldn't spend money on buying them individually but here, I can not only play them but because they stick around for a while, I have plenty of time to finish them. Many games that are also on gamepass also goes on sale for a pretty good discount if you do want to buy them. With new games coming in and old games going out, it does keep the library fairly fresh not to mention day 1 first party releases. It also has cloud saves and "Free" online and other xbox features. But it's also expensive.

Then I like PS+ Essentials. Tried and true. The best thing about PS+ is the fact that I can get it for a pretty cheap price through cdkeys, especially when they have a deep sale. I was able to buy PS+ in Canada for like $40 including tax for a years membership (normally costs $70 in Canada excluding tax). I was able to stack up on it for 3-4 years and it becomes very good value because you do get a lot of Sonys services such as online, PS+ collection, cloud saves and 2-3 games per month.

Personally, I think the additions to the base plans for both PS+ and Nintendo online are not for me. Especially for Nintendo. But if you are limited to one platform, then you don't really have a choice. It doesn't matter how good of a Value Gamepass is if all you do is play on Playstation and etc. So then, it can become a good value for the right person.



                  

PC Specs: CPU: 7800X3D || GPU: Strix 4090 || RAM: 32GB DDR5 6000 || Main SSD: WD 2TB SN850