These comment really don't make any sense anymore. Unless, you're a collector of digital games; I fail to see any argument against Game Pass.
More power to you if you want to spend more for the same content.
Forza Horizon 5 is probably one of the biggest release to date for Game Pass. On top of that it will be the biggest 1-2 punch for Game Pass with Forza 5 and Halo infinity back to back month. I'm actually really excited for It takes two this month been waiting for that to release on Game pass.
I purchase all my media in a physical form, except for Diablo 2, I haven't bought it yet, but there is no physical edition. I'm not sure if Diablo 2 is on game pass, nor the bulk of my collection.
Shouldn't you amend your physical form policy when the game is Online only.