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I'm sure everything I'm about to say has been said already but,  here goes...

Also, I use Xbox online instead of Playstation so some of these may or may not apply to PSN. I also have Nintendo's online service. 

- If you see your friend playing online, you can't join request to join them. You can't message them. You basically know they're online and that's it. 

- You can't follow their "feed". Screenshots, accomplishments,  etc. You don't get thar.  Just a list of games that they play and how long they have played it. 

- On Xbox,  every game is automatically backed up.  No matter what you play on (console, PC, another console,  streaming) as soon as you log in, your save is there.  On Nintendo, it's a whole process of restoration that doesn't always work. My Bayonetta save is backed up but won't transfer to my Switch Lite. Animal Crossing wasn't supported and needed an entire transfer app.

- On Xbox, digital games are available on the primary Xbox whether online or offline. They're also available on a second Xbox as long as you're logged in. You can literally buy a game and play it on two different systems at the same time.

-Same thing applies to the Online service. You can use it on the primary system no matter what and on a secondary system as long as you're logged in. 

- You can message, follow, send friend requests to people who are not your friend. 

- You can "gift" games to other gamers as long as you know their name

- You can group chat, group message, send pics, and follow specific game communities 

- You can "co-pilot" someone else's game.  If you're watching them play (streaming) they can turn the controls over to you and you can play their game. 

-Leader boards for most games compare your scores, achievements, bullets fired, miles driven, etc to your friends 

- "free" Xbox 360 and Xbox One games every month. Some great. Some such.

- Monthly discounts for subscribers 

- Any game captures or screenshots are readily available at any time on your mobile device 

- even without subscription, you can stream/play on a PC as long as it's on the same network. Possibly a mobile device as well. 

-Full web browsers (a full and complete version of Microsoft Edge that allows you to save and download content to your system)

-Mod support for a handful of games

I know I'm missing a lot more features. And I know a lot of what I'm posting won't appeal to you but there you go.  Meanwhile, on Nintendo I've never successfully played with one of my close to 100 friends. On the Wii U (oddly enough), I have. I haven't played Mario Kart 8 online in a while but when I did, I always lost connection after a few games. I couldn't even log into Resident Evil's website without paying for the online service. $20 a year is basically nothing and I do have great nostalgia for the SNES Era...and great ptsd for the NES Era. I loathe the N64 and have no strong feelings for the Sega Genesis, either way.  Believe it or not,  Nintendo is my favorite gaming company but their service is not even on par with the original Xbox or PS2--systems that came out two decades ago!

Here's my Switch ID:SW-0666-6288-1304