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mutantsushi said:

I love how despite OP never mentioning GamePass once, and comparing individual game PURCHASE prices,
so many people here are still absolutely sure that GamePass is the fundamental reason behind OP's choice.

It sounds like MS has different set up for their digital store, and Sony isn't taking advantage of same approach.
Would be interesting to learn what is the basis of that, honestly with so many taxes on the entire ecosystem,
Maybe MS is "licencing" entire store/games to local subsidiary rather than "importing" each game, or some such?

The thing is 

I love to have my game collection. I don´t want to be attached to a service. I like to have my games  and play them when I want. There are plenty of great games that are not on Gamepass. The good thing is that I can buy my favourite games cheaper, and play several other games that I normally wouldn´t buy the months  I pay for the service. Or on the other side, pay for Gamepass for some months, play plenty of games and then buy the ones that I really love to keep.

I think as Microsoft has offices in my country, they probably are licensing othe games. Or they just import them for less money. With Microsoft I pay with my country currency. With sony is like importing the games, I have to pay USS dolars.