This is going to sound extremely arrogant, but it's not meant to be: Honestly a combination of privilege, hard work, smart decisions, and luck. I worked extremely hard throughout high school and university to have good grades -> this allowed me to get into the top business program in Canada -> which allowed me to get a job at the Big 4 Accounting Firm -> which helped me get my CA Designation + a good paying job after -> this helped me buy a condo in Toronto in 2014 -> etc. Luck across the real estate inflation, being born a decent looking white male in Canada with an extroverted personality, etc. (meaning I had an easy childhood/teenage years, good employment prospects, etc.). So, it's a bit of everything.
PSN: Saugeen-Uwo Feel free to add me (put Vg Chartz as MSG)!
Nintendo Network ID: Saugeen-Uwo
