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How about: "If you are naturally smart, are a hard worker, or have the temperament to make yourself work hard, then you are lucky".

What is more important is to enjoy what you have. If a miserable poor person wins the lottery, they just become a miserable rich person. You'd be surprised at how much your character and outlook impacts you.

As for the rest. Life isn't fair... and most people are fully aware of that. That's why a janitor in a hospital saves more lives than the doctor, but earns 0.00001% of [insert celebrity you don't like].