Halo 5: Microtransactions
Sea of Thieves: Released in an unfinished state.
State of Decay 2: Released unfinished.
Gears 4 :Microtransactions
Bleeding Edge: Released in a barebones state.
Gears 5 Even MORE Microtransactions
Halo Infinite: Full on GaaS/Fortnite/Destiny style game design.
Even MS knows the Gamepass model isn't sustainable without either getting lazy, or heavily leaning into Microtransactions.
P.S. What is the state of Microtransactions in Forza?