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LudicrousSpeed said:

1. Sony doesn't get a full $60 on games sold unless they are digital. Last time I saw this sourced, Sony would profit about $35 of each $60 retail copy.

Good point. Even if the the revenue from retail market is bigger than subscription, indeed the net margin for subscription is wider. But with digital retail market booming and physical marketing shrinking it won't be for very long

The problem with premium pass market is generally other: royalties, that's how Spotify never made money and why Netflix is so eager creating its own content. I'm not familiar with GP library, are they all MS games or include some 3rd party?