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curl-6 said:
Hynad said:

How can it be lazy? Not spending money on something isn’t being lazy. Being lazy is when you can’t be arsed to lift your finger to do something that requires a minimum of effort.

Being conscious with how you go about your finances doesn’t qualify.

Leaving money on the table isn't being financially conscious. If it's not laziness, it's short-sightedness.

Based on your professional market researches, of course.