Barozi said:
lol far from it, you're too naive. Quite a few companies don't check credit ratings, hell they even advertise that they aren't checking, because checking alone will decrease your score. Then you forgot the easiest way to bypass this "one time thing" issue. Use a fake name. |
You must not delve into finance much when you try to do what you said you need your passport, proof of address etc... Good luck giving a fake name. As far as I know no company offering goods like you say does so with out credit checks at least not here in the UK only companies that don't do checks are companies like challenger banks looking to build a customer base or ones that require you to put down someone for collateral who then has to confirm their details and all for it to go through.
State attorney's and such aren't a thing here in the UK and much of Europe or many other countries it's up to the company to initiate legal action and practically all the time they don't as the cost of such actions is higher than that of what they're owed.