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I'm not sure what the problem here. So far It's looking like I can get the entire EA and Ubisoft catalog 6-8 months after release for less than the price of one game per year.

I already buy more than one EA/Ubisoft game every year, so this would save me money and open up new titles to me that I otherwise wouldn't consider. I mean sure, that's the same downsides of PS+ and all of those other "subscribe to keep playing models" but that's only a downer if you're on the fence about paying $60/year for PS+ or $25 a year for EA Access or however much a year for Ubisoft whatever.