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To me there is no difference, aside from cost. PSN is free, XBL wastes my money. I'm not a fan of buying stuff, just the occasional Guitar Hero Track Pack, and warhawk Map Pack, other than that I download Blu-ray trailers and a few demos. I prefer to spend my money on actual games.

As for the trophies and achievements I couldn't care less, all those do is tell others how much of a life you don't have.

I also couldn't care less if I hear all the 13 years olds cursing or not online. There's also atleast one annoying that ruins the game, so I'd prefer not to hear them at all.

But hey that's just me, others like to blow their money, so XBL is the better place to do it.