Torillian said:
And saying "they just need to do better" is not a reasonable solution. Reasonable solutions in that realm can be made. Like making financial education part of a national curriculum, the state paying for basic financial advisement for those who are willing, but saying "quit having so much debt, just manage it better, dingus" as a way to replace the systems we have now is ridiculously reductive and just plain stupid and heartless as a solution. |
No, it's a simple solution. People struggle to live paycheck to paycheck because of debt they created. Manage or try not to get into debt and then you would be in a situation.
SpokenTruth said:
"Have you tried not being poor?" Wow. That's your solution? These are the ideas from people that have never had to deal with the hardships of being poor in their life. But you know what? Let's save more and see how that goes. Screw, rent and food....right? Why not $400 per month? Current savings rate of 0.06%, $400 per month, 50 years = $243,631. So let me guess....save more? |
Yes, don't go into debt so you can save more. It's not rocket science.