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I think it's because they're just too expensive, or more expensive than Blu Ray discs. They're trying to find a good medium between price of cards vs. discs. Capcom could have just put Legacy Collection 1 and 2 on an 8GB card and called it a day, and you'd actually physically own the games. Even Nintendo put Mario Odyssey on an 8GB card without issues, they didn't split the game in half and make you download the other.

It's just cheap, and it's a way to add to their bottom line.