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Are there any per capita looks? Average cost of loan doesn't really seem that big of a difference. I'm more surprised that so many people are buying cars.

"We'll toss the dice however they fall,
And snuggle the girls be they short or tall,
Then follow young Mat whenever he calls,
To dance with Jak o' the Shadows."

Check out MyAnimeList and my Game Collection. Owner of the 5 millionth post.