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Once, back in like 95-2000, I was so broke that I wrote a check for a sandwich at a local diner. When I got home and I was unlocking the door to my parent's house, I dropped the box and the sandwich fell out.

I still ate that club sandwich.

And the check bounced! My bank kept running the check and it was costing me $30 every time. After like the 3rd time, I went to the bank and paid to have the check cancelled. I think it was another $30. Little did I know, after the third time, they just return the check and the business can issue a warrant for your arrest. The business sent me a letter saying I had to pay like $60-$80 or something. At the time, I was making like $200 a week.

So yeah, that was probably my darkest hour.