I will buy all games that have a physical "Switch tax" digitally if the ENTIRE game is on the cart. An example of this is LA Noir where there is a partial download, but the game costs 10 dollars more than if you buy it digital.
If the ENTIRE game is on the cart, I will buy physical regardless of the orice being an extra 10 bucks. It is worth it to avoid the install.
If there is a partial download for physical but the price matches other platforms, I will buy physical to reduce the space used by the SD card.
This is how I am handling the situation and I encourage all other Switch owners to follow this same logic (unless you are going ALL digital anyway. In which case this no longer applies).








