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| sethnintendo said: Yes but what happens when you get rid of the mandate? A lot of young healthy people will just choose not to get covered under an employer health plan or buy insurance on the markets. So you are left with a bunch of sick people which only leads to increase cost of insurance. I don't give a shit if its popular or not but with our shitty ass system right now its the only way to prop it up. Once the healthy people drop out then you can kiss your pocket book goodbye for any basic service. Look I don't even need insurance expect if somehow I'm involved in some severe traffic accident. I don't go to the doctors, I don't take pills, I don't use it period. I keep it though because even with the high deductible (2,500) it sure beats looking at what kind of bill the hospital will try to ass rape you if god forbid you actually got really hurt or came down with something bad. Under my employer the cost is about 80 or so a month with them supposedly footing 400-500 of the bill (which I think they overestimate and if not then that just shows you how shitty our healthcare system really is). Good luck keeping your 2% of your income when faced with huge ass bill from hospital. You better hope they write that bill off. Did you not see one of my previous posts? A hospital expected me to pay 20,000 for one night stay, pain killers, and semi being checked on in the night. It was only by luck that I wasn't stuck with such a shitty bill. |
The young people never signed up to start with though. They either got medicaid or stayed on their parents plans (remember it extended that until they were 26 years old.) About half the people who got healthcare did so under medicaid expansion, and a majority of the other half had pre-existing conditions. The individual mandate is not working as it is. The only options are to make the penalties stricter, which is poltiical suicide, or to repeal it.
The sticker prices are just that by the way. It is the first price meant to be negotiated down. Yes, it sucks to have to do that, but most people who don't have insurance are able to get away with it. In fact, there are many programs where the state will pay for emergency care. The few who do pay out of pocket are not lower-middle class/poor.
