areason said:
Zkuq said:
1. Do you really think only people risking their health suffer from a capitalistic healthcare system? And possibly even more importantly: Do you think the people are actually to blame for their condition? They sure have some responsibility for their condition, but there's always other things affecting people's choices too. I bet growing up in a bad environment results in a much higher chance of unhealthy choices, but how far can you really blame the affected people for that?
Adults are mature enough to be able to make their own choices. Also their exists many support systems which helps people with addcition, weight less and so on. If you look at something like smoking and all the efforts their are to help smokers, it is 100 percent the fault of someone if they get lung cancer due to it.
2. Prices fall only if the competition forces them to fall. In practice, there doesn't usually seem to be too much pressure for dropping prices, which results in prices staying high. Businesses try to maximize their profits, so they keep the prices as high as possible.
If you have regulations, that hurts competition. In a free market competition will make prices fall as companies try to offer the best service for the least price possible. Maximizing profits isn't about keeping a high price, it's about decreasing the costs.
3. Also, I'm pretty sure I've heard similar times that those 'conditions' you mentioned include several conditions which people can do pretty much nothing about, or can do nothing about after the conditions have been diagnozed. Those people can't even do much about their situation, even if they tried. How do you take care of them? Are they not supposed to get any healthcare?
If people buy insurance in the first place then they will not get denied due to having conditons, as they will already be part of the system. This is how insurance works, you cover up your inevitable disease or conidition by years of being healthy.
If someone get's into an inevtiable car accident due to someone else, their is nothing they could do. But they could have bough car insurance, the same princple goes with healthcare. If people can not afford to get insured that is another topic, but when individuals wait till they get sick in order to get insured then they should suffer the consequences.
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1. Come on, that's not even remotely true. That's not how the human mind works. It's affected so easily by countless things that depending on environmental factors, accumulated during the whole life, it might be really easy or really hard to make correct decisions. Even your example about smoking is completely flawed because smoking is designed to be addictive. You can maybe blame people for trying it out in the first place, but after that, it's really, really hard for a lot of people - significantly harder than starting smoking. If anyone's responsible there's, it's the companies for making it easy to start but really difficult to quit.
2. Maximizing profits is exactly about maximizing profits. Companies have no other incentive to lower prices than maximizing profits (either in the short term or the long term). Companies in general have no other incentive to do anything than maximizing profits. If they see keeping prices high as a way to maximize profits, they'll do it - and it seems that quite often they're right in doing so.
3. What about people born with conditions? And what do you suggest as the solution to the people that can't afford insurance? If insurance is your solution to healthcare, you must also have the solution for those that can't afford it. Otherwise your solution is quite flawed. Also, considering you seem to think it's very stupid for pretty much everyone to not have an insurance, do you really think anyone should even be exempt from paying for healthcare? After all, practically everyone wants healthcare when they're sick, but only people that are smart enough and doing well enough financially actually want to and can pay for it.
