I'd say it's going to end up being Zelda, most definitely. With the only real competition for the rest of the year being RDR2 and *maybe* Mario Odyssey. I think that most major publications get cold feet when it comes to crowning JRPGs as GOTY, so it rules out Persona 5. And Horizon will probably end up with the lowest Metascore of them all.
Also, the OP should be updated to include PS3 as a platform of release for Persona 5.
bet: lost







