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Very rarely, but more often in the past 5-6 years, this is mostly due to simply having a much better economy. I'm generally skeptical about day one purchases as there are often technical issues, and like OP says, it's sometimes hard to justify full price for what the game is.
Games that I wait ages for, or belonging in franchises I know I love are exempt from this thinking though, it's more about the fringe titles that I'm unsure of or games that just suddenly show up on your radar close to release.
With my full price purchases, I probably regret about half of them.