Should I Get This Car? UPDATED

[VAMatt]

You already know this is a bad deal. That's why you posted this. Just trust your gut and don't buy the car. You shouldn't have signed any papers, of course. But, in any case, just say sorry, I don't have the money, and don't go back to the dealership. If they try to tell you that you're obligated since you signed something, just tell them to fuck off and hang up the phone.