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Miguel_Zorro said:
Isn't the advantage of cartridges the fast load time?

That entirely depends on the cartridge. SD cards range from 2 MB/s (class 2) to 95 MB/s (UHS-3) read speed.
Fast load times are more a bonus of smaller sized games than it coming on a cartridge.

I doubt Nintendo will put games on expensive UHS-3 cards, yet there's no reason for the Switch not to support UHS-3. So there is a possibility games can benefit from installing on a faster card. With bigger games it might be a noticeable difference.