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I have no data limit and a fairly fast connection (250mb), but when it comes to digital I prefer buying the games when they are on sale or it is a very good digital only game.

90%+ of the time when I have a choice it has to be retail. I have too many expensive habits that add up and the only way I can maintain them all is spend wisely.

Retail allows me to trade and lose very little or sometimes even make a profit.