whatever on 18 May 2008
| TWRoO said: What the hell is your credit score? I accidentally applied for a credit card (at the time I didn't really know what one was, I thought I was getting a store card) however I paid it off and haven't touched it since. I have no other credit cards. |
Your credit score is what banks use to help them determine if they should lend you money. Its especially important when its time to get a mortgage or even a car loan.
Just having the card won't affect your credit score if you don't use it.
