zFishyJoe said:
Getting a credit card just to save a couple bucks is not very wise. I hope people don't follow you're advice because this is how people get into credit trouble. You don't get an 800 credit rating by doing this, and that's what I have. |
My credit is equally good. I just got it for the PS3, paid it off, and now I don't use it anymore. If you have a little self-restraint, then there is really no issue here. It helps you rating if you show that you can be responsible with your credit cards. As long as you aren't a moron and just spend it because you have it, it won't hurt your rating at all.







