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archer9234 said:

No difference. Something was broken. It was either the console or the HDD that you have to replace. The same would happen if the disc was broken. You're replacing discs with HDD's, are you not. I'll even argue the whole "don't need to leave your couch." Because I can pre-order the disc online. And it comes on release day. I don't need to leave my couch, either. The only thing i'd never be able to do. Is play it at 12am.

The mailman brings your packages in your living room so you don't have to leave the couch? Convenient and creepy at the same time ;)

The is the issue of switching discs if you want to switch the game. No problem in most cases, but if you can't walk or leave the bed (disabled people) or if you are playing via remote play in another room/floor/house/town/country, it gets problematic.

If the HDD or flash memory of your 360/PS3/WiiU/XBO/PS4/PC gets damaged, you are fucked anyway, no matter if you play digital or physical games. Without a proper working OS, you can't play anymore.

If the optical drive of your 360/PS3/WiiU/XBO/PS4/PC/PSP or the modul bay of your 3DS gets damaged, you can still play your digital games.