Nope, they did the same thing with Horizon 2. Plus its not like GT6 where it costs over $120 in real money to buy the most expensive cars via microtransactions. The tokens are pretty much only for super lazy people since its super easy to earn credits in a the Forza games on the X1. The only game where tokens where somewhat benefical was Forza 4 where earning credits is somewhat of a grind but at least you can easily unlock free parts for every manufacturer in the game.