Well, my OCD makes me want all or nothing with my games. Either all physical or all digital for retail games...
If you remember, I was highly considering going all digital this gen but felt it wasn't time yet in the end. The Wii U ties the games to the console so I'm not going to risk buying digital games for it.
The PS4 is more digital friendly but still has the price issue. I can normally find physical games cheaper on sites like Amazon or eBay even at launch.
So, digital games are more convenient and I like the format better but cheaper prices & more freedom to do what I wish with the game outweigh it. Pros > cons for physical.
If games were released early on digital, I would wait for physical still. If prices were cheaper digital, I'd jump on it. I can normally get a game for $53 or so, tax included. The discount would need to be at least equal. (15% off would be nice)