Microsoft Banning Xbox Owners for Fraudulently Refunding Destiny

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MRKs said:

Steam does something similar it's in the ToS. You don't own the game, more like a you own a license that last as long steams wants to (something like that, but with other fancier words)

I guess the same case applies for Xbox market :/

This is now standard for both MS and Sony.  Each one, especially when you buy digitally, mentions you are buying a license for the game.