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People should stop comparing services:

Playstation Plus is Xbox Live with free games every month(just like Xbox Live Gold) including a backlog. These game are a FREE BONUS, Xbox Live of the old days was just as expensive without free games.

Playstation Now is a game STREAMING service, not a rental service. There are servers running the entire game.

EA access is a subscription based rental service, but unlike most rental service you don't have a say to what you get to play. Also it has no backlog, once the game is taken down it's gone. If you sign up to play a certain game and it gets taken down the next day, you're out of luck.