So I've spent $285 and I'm going in for another $85... That will leave me with an Avenger and Connie
Insurance is DEFINITELY not something you should be worried about. It's effectively just a small tax and really won't be a big deal, it is just a small little bonus for original backers
As for the price of ships, yes they are absurd and slightly concerning. But the studio definitely has its heart in the right place and I feel that it will be balanced appropriately. The problem was they set them too high at the start, since they didn't anticipate this demand. But they can't exactly lower them now without creating a huge problem can they?
They say that if you can't play enough, then you can save time, by spending a money. But when a fighter like the hornet costs over $100, it is at the very least going to take you a while to get there
But anyway, for now I'm just looking forward to actually being able to fly me ships next month