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but if you dont like the game, all your money is lost.
With physical, if you dont like it, atleast you can sell it again.
Even if it is a game you like, but you have finished with it, you can keep trading in physical games, cant do that with digital.

 

edit: I should add that it might bite you in the ass in the future though buying physical. I bought wipeout HD physical then for wipeout on vita, the DLC was cross-platform, but I couldnt get it since my wipeout HD fury was physical. If I bought it from the store, then I could have played it on the vita too.

but the chances of something like that happening are very small and do not outweigh the benefits i mentioned above.