What's your credit card and why is it best for you?

[Kasz216]

Pemalite said:

You don't need a credit card to build up a credit rating.
Go to a place that "rents" something like Laptops and Televisions, pay a few bucks a week and you start to build on that credit rating.

I have no credit card, I use debit, I also have a very good credit rating to the point where I can buy a brand new car or home tomorrow if I wanted.
But that leaves me with less disposable income.
Also banks usually take how much you earn into account when giving you a loan too, the more you earn the less risky the endeavor.

Yeah... but then your getting ripped off by renting shit you could be buying.

Just using a credit card like a debit card is the easiest way to build credit, and the one that won't screw you over.

I mean you can get credit cards with limits as low as 500-1,000 dollars.

Use it just like you would a debit card... and it's easy.