What's your credit card and why is it best for you?

[SvennoJ]

Soleron said:

Debit Card

- Never spend more than you actually own
- No fees
- No credit history required

Not here ranging from:  $30 a month if you want unlimited debits at any atm to lowest $4 a month with max 10 debits per month, $0.25 per additional + withdrawel at other atms costs you $3.00. Use it accross the border, extra fees on top.

Credit card is cheaper in the end, and getting a credit card at the same bank waves the monthly fees for the debit card, so you get both. It also saves a lot of hassle shopping online. Oh and if you don't want to spend more then you actually own with a debit card, you still need to pay $4.00 a month for overdraft protection.

Cash
- Never spend more than you actually own
- No fees
- No credit history required

Fixed :)