bigd615 on 19 December 2013
I have a discover card. I get 1% cash back automatically and 5% depending on what I buy. Nearly half the year you get 5% cash back for gas = ) In the past 12 months I've paid $0 interest as I don't leave a statement unpaid. As long as you pay each and every statement, you'll never pay interest. I have paid $20 in fees due to a protection plan I'm under which I should honestly just cancel but it's very insignificant when compared to spending so I keep it just in case. I really like the card. The only downside is it's discover and some places do not accept discover. Also, mine might be a student account which might keep the fees low. I don't know much about that.
