I never use my debit card anymore. Bills are paid by my credit card, which I pay off online through my checking account as soon as I get the email notification that my statement has been posted. Debit cards are much more risky, as you don't have to pay if your credit card information gets stolen.
I like that all my purchases are right there on the statement and that reoccurring bills are paid automatically. I also love pay-at-the-pump when getting gas every week. As far as shopping goes, Amazon and Newegg can have my babies.
My CC is just a bank Visa. No annual fee, reward points can go to a bunch of stuff, though I almost always cash out as Amazon gift cards, which I often use around Christmas. I'm gonna wait this year, though, and maybe save points up for a PS4 next year.
