Kasz216 on 18 December 2013
| the2real4mafol said: The credit free life. But seriously, i won't get a credit card because i don't think they are worth it. It's so easy to get into debt with that bit of plastic. I would rather use my own money thanks. Not like it matters now, but i'm from London, England. |
Problem with that is... if you don't get a credit card, you don't build up a positive credit hisotry. Which if you don't have a credit history you may as well have a shitty credit history.
Then your stuck unable to get a house loan at a good rate... if at all.
I have one credit card that i use for bigger purchases, and i pay it off in full at the end of the month.
