If medical coverage is not a necessity, what is it?

[Zappykins]

richardhutnik said:

In the discussion of what the government should or shouldn't do, medical coverage is said to not be a necessity.  If it isn't a necessity, what is it?  

Cato Instutite argues that necessity is futile:

http://www.cato.org/sites/cato.org/files/serials/files/regulation/2001/7/morreim.pdf

This will pop up from time to time.  And comes up when people say stuff like, "Why you complaining, you have an emergency room!"

 

The Cato Instutuide is just a front for the Koch brothers. They would be about as credible as McDonalds recomending nutrition.