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Baalzamon said:

And that is why our country has issues. People dont understand something as simple as priorities and think a comfy lifestgle is impossible on their imcome when that is absolute bullcrap. Please dont offend me agajn saying my parents are subsidizing my life when they arent. If it wasnt for their shit insurance...I wouldnt have any.

This perfectly sums up my experience in the UK too. I work as a Customer Service Advisor for a Finance company and the number of times it's "I can't afford to make any payments due to financial hardship" then they send their monthly expenses, and "alcohol/cigarettes/emergency money/social activities" are listed on there at several hundred pounds a month. Holidays/Vacations are also frequently cited as reasons to miss payments.

If you can't afford your bills, you cut back on it. The problem is people make really poor choices and want everything instantly and the idea that you wait until you can afford something or you go without is just an alien concept to a lot of people now.



RIP Dad 25/11/51 - 13/12/13. You will be missed but never forgotten.