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Max King of the Wild said:
You could possibly sell it for more than they would give you. There are a lot of saab collectors. Some will pay 100$ for the hood emblem.


Since when does one have to hand over the car to the insurance company for them to give you the money?     

I would say get the money and  sell the parts of the car to collectors etc.  And sell the "rest" to the junkyard.