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I got 465 out of 500 points in Forza 2.  895 out of 1,000 points in Forza 3.  1,2338 out of 2,000 points in Forza 4 and 1,226 out of 2,000 in Forza Horizion.  I think the only way to reach the top tier is if you actually buy some of the DLC for Horizion and Forza 4.  I'm pretty much contend with being tier 4 I'm sure I will get something decent again next month.  I'm guessing I might have gotten some more cash then you did.  Also you can earn immediate rewards by increasing your tier too bad I only got one more tier to go.   Anyway the Skyline for Forza 4 came in real handy since it helped me unlock the Unicorn Hunter achievement.