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seamonkey420 said:

RE: PS+

 

Yes and Yes.  I can access any content i've downloaded with any user account on the PS3 that has the PS+ PSN account signed in and console activated.  I can also have one more PS3 activated and redownload my games from PS+ and PSN on that console and play them when at a pals house.  I can't play the same game on two consoles at the sametime though. So yea, PS+ pretty much smokes XBL Gold at least in the current gen and form.  Add into the mix that I own a PS Vita too and yea, that $50 goes a long way over the year; esp the first few years of it and the Vita. :) 

the only downfall is that the background updates only work on one of the PS3s.

https://support.us.playstation.com/app/answers/detail/a_id/2590

I'm referring to PS4 and Xbox One, since this conversation was about the Xbox One.

Also, your solution requires a party to act as another party.  I have to be logged in using someone else's credentials.  I can't benefit from the subscription someone else has on the box I'm on using my own account.  On the Xbox One, if I have an Xbox LIVE Gold subscription, a friend who doesn't can log into the console using his account, while I'm not present, and still have access to every feature of Xbox LIVE Gold including online multiplayer.