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RE: PS+

 

Yes and Yes.  I can access any content i've downloaded with any user account on the PS3 that has the PS+ PSN account signed in and console activated.  I can also have one more PS3 activated and redownload my games from PS+ and PSN on that console and play them when at a pals house.  I can't play the same game on two consoles at the sametime though. So yea, PS+ pretty much smokes XBL Gold at least in the current gen and form.  Add into the mix that I own a PS Vita too and yea, that $50 goes a long way over the year; esp the first few years of it and the Vita. :) 

the only downfall is that the background updates only work on one of the PS3s.

https://support.us.playstation.com/app/answers/detail/a_id/2590