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I buy PSN and XBLA titles since there is no other option to buy them and they are $15 or less.
On Steam it's closer towards $5 per game, max $20.

But I'm not willing to give up ownership for the titles I really like. I mainly play on consoles nowadays since I can keep the games on my shelf for whenever I want to play them with no restrictions. I've also rebought PSN titles on disc when that option became available.

So got nothing to trade for complete loss of ownership rights.

Most games I rather buy with the option to trade in if it doesn't turn out, instead of renting them indefinitely at a cheaper price. The ones I'm not really interested in can pleasantly surprise me through ps+ or a Steam sale. Paying full price for a digital copy, never have, never will.