Option 1: The ps3 has a great library of games and even more coming like beyond two souls and the last of us. The games you listed are great games for the ps3. You'll have tons of great games to play for a while.
Option 2: Gears is a great series, but the ps3 would give you a much more diverse set of games unless you are that keen on playing through all of the gears series.
Option 3: Wii-U doesn't really have any worth while games right now, so no. You should wait for the other next gen systems are out, then see which one you really want.
Option 4: You could put it towards whatever next gen system, but like you said they aren't coming out for a while though.
So if you can't wait, I would just go with the ps3 now and later down the line focus towards next gen.
