People have used disclaimers in threads before, some of these being Sony discussion threads. If you didn't like the deal you had to just not post. Every ban was well deserved and overdue in some cases. What's disappointing is some of those banned learnt nothing as the "penalty" didn't affect them due to bans expiring overnight. There are plenty of threads bashing xbl and the cost, go post in one of those if you must post about it.