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I agree 100% with this article. This is why I still haven't purchased Halo 4 (even though the Halo series is one of my favorite franchises) and most likely will only rent it or borrow it from a friend so I can just go through the story quickly. I refuse to pay for a subscription service that offers me no personal benefits outside of being able to play online.

When Nintendo, Sony, and Valve allow me to play for free with my friends online, why the hell would I want Gold? (That's a rhetorical question, don't answer it)