On the topic of overclocking:
That's something I won't be looking at until later on. 3 to 6 months from now I may want to get better performance for a certain game and I'll do some more spending on better cooling and probably invest in a SSD. For right now, just looking to build something solid for Skyrim, Far Cry 3, Saint's Row 3, Arkham City (a few others but can't think of them right now).
4 ≈ One